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Non-Profit Insurance

All modern businesses require some form of insurance related to their specialized industry, and non-profit businesses are not different. Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit.

Board members aren't the only ones at risk. If your non-profit's funds are drained, it can be hard to continue your normal operations until you can acquire more funding. Donors may be hesitant to continue supporting any non-profit that's fallen into legal or financial trouble.

Not-Profit Insurance Features

Common choices for non-profit insurance coverage include:

  • Property Insurance: Whether a non-profit owns or leases the property it uses, the property itself often plays a vital role in the non-profit’s operation. Damaged or destroyed property could prove catastrophic for a non-profit’s operations.
  • Fidelity Insurance: Unfortunately, some employees take advantage of their position and embezzle funds. This part of non-profit insurance provides coverage in the event of such losses.
  • Commercial Auto Insurance: For non-profits that rely on vehicles to transport goods or employees, ask about commercial auto insurance coverage, freight, and/or cargo insurance for businesses that transport high volumes of goods.
  • Accident Insurance: Many non-profits work closely helping people in their communities. Unfortunately, both employees and customers can be vulnerable to falls and other injuries. It's important to have coverage in the event that they're hurt.

This list is not exhaustive. Just like for-profit businesses, non-profits can engage in many different types of work. There is no single policy that's capable of covering every area of concern. Before buying any kind of non-profit insurance, talk to a Noltensmeyer Insurance Services agent about what your organization does, where it operates, and what sort of risks you might be exposed to. We'll work with you to find the best possible plan for your needs and your budget.

Requirements for Non Profits

Before you're offered coverage, you may be asked to provide some of your records. This may include a list of any legal claims your organization has faced in the past and any hazardous behaviors the company engages in (no matter how charitable those behaviors are). This helps with our risk-assessment process and ensures that the policies we offer are enough to protect your organization in the event that one or more of them is needed.

 

1. Trefry, John. "Nonprofit Management Faces Liability Risks." Risk Management. September 1, 2014. Accessed April 14, 2016. http://www.rmmagazine.com/2014/09/01/nonprofit-management-faces-liability-risks/.

Our Locations

Richmond/Sugar Land Office

6546 Greatwood Pkwy Suite A
Sugar Land, TX 77479
Main office: 281-609-7942

Houston Office

10777 Westheimer Rd Suite 107
Houston, TX 77042
Main office: 281-609-7942

Memorial Office

14520 Memorial Dr Ste K
Houston, TX 77079
Main office: 281-493-4111

Cook Insurance Services

140 Eldridge Road Suite F
Sugar Land, TX 77478
Main office: 281-789-6288

Godbee Insurance Agency

4655 Sweetwater Blvd Suite 250
Sugar Land, TX 77479
Main office: 832-981-2479

Tyler Office

113 Shelley Drive
Tyler , TX 75701
Main office: 903-307-2073

West Houston Office

14530 Old Katy Rd Suite 125
Houston, TX 77079
Main office: 281-819-3293

Our Providers

Testimonials

Our former provider rates went up dramatically when we added a teen driver so I called Noltensmeyer Insurance. Agent Natalie Bailey found us more coverage and better rates. The transition was quick & painless with outstanding customer service. This agency's knowledge and expertise gives us great peace of mind.
LeeinHouston
Missy Thomas has provided outstanding customer service for the 10+ years I have been with the agency. Her professionalism, insurance knowledge along with her vibrant personality make it a pleasure to do business with her/the agency. :)
Shawn
I noticed that our insurance rates kept going up, so I decided to do some comparative shopping. We decided on Noltenmeyer Insurance Services for three reasons; 1) we saved a lot of money on our insurance package, 2) the customer service is excellent and 3) they have a high degree knowledge and expertise and we are confident that we are adequately protected. What sets Noltenmeyer apart from others is their customer service. They are kind, patient and I never feel like I am a bother to them.
JoAnne
I have been with this company for years! Mt agent, Missy T. gives the BEST service and I will go where ever she goes. I think this company is lucky to have her and she needs a raise and promotion to Manager of a branch. If she could teach others her people skills this company would grow even more, and that is without TV/Radio advertisement. It would be from GREAT people skills and the circle process to figure out how to assist the client to get what they need and you get paid for it. I recommend Missy T. and her services to all my employees, family and friends when they tell me they are not happy with their insurance agent/company.
Anonymous
I have come to find I can depend on Missy for all my needs. She's quick to respond and always follows up. I appreciate Missy's work ethic and will continue to come to her with all my insurance needs.
LoLo
We have the best agent! She's always helpful, attentive, and pleasant. She always responds in a timely manner. Because of this, I have referred many clients to her who also feel she does a great job!!!
Robbins
Dan and his staff are helpful, caring experts who put my mind at ease regarding all of my insurance needs. I feel as though I am getting the best insurance coverage possible along with the best price available in the industry. The service and attention I have recieved over a number of years is unbeatable. I know, I tried another company to save a few bucks a few years ago and I am now back with Nationwide. The meager dollar savings couldn't make up for the loss of friendly, reliable service I get from everyone in Dan's office.
AnnG
Dan Noltensmeyer insurance has taken great care of me. I use them for auto, home, and my RV's. Any time I have a question or need some assistance, they have been right there to help me. I appreciate the customer service. Thank you so much!!
LeeAnn
A + For service, price and reliability. Keep up the great work, for that is why I have been a customer for over 9 years. Best Regards, C.E. Lothringer
Chazz
The Noltensmeyer Agency is about service. I have a wide array of insurance needs. The staff goes above and beyond to make sure all my needs are met. In today's world, I cannot afford to make a mistake with my coverages. I am confident that my needs have been coordinated to the best possible coverages available. I know that I could not receive this level of expertise with a discount house. I have been with Nationwide for ~ 15 years and plan to be for a long time to come.
ChrisH
I've been a customer for 13 years. Besides having to review some prices every once in a while, we've been very satisfied with Noltensmeyer Ins Serv LLC. Although I've never had to make a claim of any kind, I can count on their services for all my insurance needs. Keep up the good work...
Marroon5
I have been with Noltensmeyer Insurance for many many years.. Kristi at his office has always been so helpful and always takes time to help me when needed. I have never felt like I was just another customer. You can't find service like that anywhere these days. Thank you for always being such a great help when needed. AH
Homoki